Your pet is a member of the family and you should consider getting pet insurance sooner rather than later. You love and care for him like a pet and his well being should be your main concern, but what happens if he becomes sick? You wouldn’t want to stop your pet from receiving the best treatment, but the vet bills can become exponential. The main reason for getting insurance is often to cover unexpected vet bills. If your insurance policy covers vet fees, you will have a maximum fee cover level that you can claim up to in that year, subject to your claim policy terms and conditions.
Exotic pets can be prone to needing treatment more often, so therefore having insurance in place can be sensible. Pet insurance helps with the difficult choices you would otherwise have to make regarding the health and treatment needed for your furry family. Some insurance companies allow you to spread payments. Covering your pet should it sadly die, be lost or stolen can also be important. Some pet breeds can cost hundreds or even thousands of Rands, so this can be worth considering.
Pet owners choose the plan that suits their budget, pet and living conditions. They are required to either pay a monthly or annual premium. Be sure to get a pet insurance policy that includes vet fee cover, mortality, loss and theft. Policies available are dependent on your pet type. You may be required to pay an excess on a claim, which could be a minimum payment, or a % of the claim. This depends on the required procedure, condition, timing of the claim, and/or treatment. With some insurance providers, you can also upgrade or downgrade your plan at any time (as your pet ages).
There are several pet insurance service providers available in South Africa to choose from. Some offer pet insurance as an add-on to general insurance for your house or car.
Pet Insurance Companies
Outsurance
We’re Invested in Keeping our Brand Relevant by Developing Products-Services & Experiences. Three plans to choose from.
iHound
Cover the unforeseen as well as the essentials. Add optional cover extras if your pet has special requirements. Get a discount for insuring multiple pets. Get a discount for pets with a high body condition score
One Plan
Get paid BEFORE you see the Vet, with upfront claims payments. Cover includes Day to Day and Hospital Benefits. Pet Med Savings Booster.
MediPet
With 4 tail-wagging options for dogs & cats, we guarantee happy, high paws all round. Every pet deserves MediPet. And so do you.
Dotsure
Cancel anytime with a month-to-month subscription. Common health issues your dog may experience in their lifetime.
